The beneficiaries of these programs have been observed to be extremely risk averse. This makes sense as they came from extreme poverty, domestic violence, ill health and general poverty. The last thing they want is to return to it. So they are risk avoidant to a detrimental degree.
Think of it like a roulette gambler who was down nearly all their chips, then suddenly got a single number bet and came back with more money than they started, ideally they should leave the table afterwards. That's their mindset currently in aggregate but the market isn't a casino table game, a lot of risky activities in the market pay back more sustainably and they need to be able to take on some of those risks. We need to train them in some of these concepts so they're more capable of dealing with the market.
On top of training entrepreneurs, including teaching them to assess risk and not constantly fear it, they need other skills we take for granted.
There's a lot of growing pains in Hand-in-Hand group right now.
There is so much growth in their services now that there's effectively the first signs of a potential internal market. The solidarity of the group could potentially spark talks of forming some kind of internal market where they get first dibbs on the beneficiaries' products.
This is great for instilling greater solidarity but it puts tremendous responsibilites on Hand in Hand administratively.
Administrating such an internal market brings many challenges. In IT, administration, sales, organizing payments, etc.
Some kind of CRM and HRM and financial tracking system needs to be put in place to deal with the explosion of granual work needed. Marcus can definitely help with coming up with some of these systems and recruiting locals to help out.